"Women really need to think single throughout their lives. A woman may never marry, but even if she marries, the likelihood is that she is going to be single, either through divorce, or because of widowhood at some point in her life , and she doesn't want to be caught unawares. " Kiplinger's Personal Finance Magazine Either by choice or chance, your life is frequently in transition. Without careful planning, those life changes can be costly. In Money Smart Women, you'll learn how to deal successfully with the financial realities that you face, no matter what stage your life is in. Kiplinger provides the information you need to make money-smart decisions about budgeting, investing, home buying, saving for college tuition, planning a secure retirement, and much more. To further help you identify and achieve your goals, a twelve page workbook is included. Filled with detailed information and worksheets, you will learn to prepare for unanticipated financial setbacks, and to avoid common traps.